Terms And Conditions

This website is operated by Capital Group Pty Ltd.  In these terms and conditions, the expressions ‘we’, ‘us’ ‘our’ and ‘Capital Group’ are a reference to Capital Group Pty Ltd.

If you use this website, you are agreeing to be bound by the terms and conditions listed below and any other laws or regulations which apply to this website.  If you do not accept these terms and conditions, you must refrain from using this website.  We reserve the right to amend these terms and conditions from time to time.  Amendments will be effective immediately upon notification on this website.  Your continued use of this website following such notification will represent an agreement by you to be bound by the terms and conditions as amended.

Disclaimers

You must ensure that your access to this website is not illegal or prohibited by laws which apply to you.

All information and content available on this website or through any linked websites is provided for general information purposes only.

We do not warrant the accuracy, adequacy or completeness of the information contained on this website nor do we undertake to keep this website updated.  The information on this website is not, and is not intended to be, advice.  Please contact us for advice before making any financial decisions in connection with the information contained on this website. You should not act or refrain to act on the basis of any of the material on this website without first satisfying yourself as to the trust or accuracy of all information given.

We do not accept responsibility for loss suffered as a result of reliance by you on the accuracy or currency of information contained on this website.

You must take your own precautions to ensure that the process that you employ for accessing this website does not expose you to the risk of viruses, malicious computer code, or other forms of interference which may damage your own computer system.  For the removal of doubt, we do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of this website or any linked website.

We do not guarantee that this website will be accessible on a continuous or uninterrupted basis.  This website may be withdrawn at any time without notice.  These website terms and conditions will survive any such withdrawal.

Intellectual Property Rights Statement

All intellectual property rights in this website, including design, text, graphics, logos, icons, sound recordings and all software relating to this website belong to or are licensed to Capital Group.  These intellectual property rights are protected by Australian laws.

You may not in any form or by any means copy, adapt, reproduce (other than for the purpose of viewing the website in your browser or printing one  hardcopy of the webpage to assist you  in research), store, modify, distribute, print (as than as described in this paragraph), upload, display, perform, remove any credits, publish post frame within another website or create derivative works from any part of this website or commercialise any information obtained from any part of this website without our prior written permission or, in the case of third party material, from the owner of the intellectual property rights in that material.

Linked Websites

This website may contain links and references to other websites.  The links are provided for convenience only and may not remain current or be maintained. We are not responsible for the content or privacy practices associated with linked websites.  Capital Group:

(a)          does not sponsor, endorse or approve of the views expressed on the linked websites or the products and services available on the linked websites.

(b)          does not guarantee that the information on the linked websites is accurate, reliable, definitive, complete or up to date; and

(c)           makes no warranty or representation as to the quality, merchantability or fitness for purpose of any material contained in linked websites.

Capital Group reserves the right at its absolute discretion and without notice to remove any links to other websites.

Secure Data

Unfortunately, no data transmission over the internet can be guaranteed as totally secure.  We do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information that you transmit to this website is transmitted at your own risk. If you become aware of any problems with the security of the data or the website, please contact us immediately.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any loss or damage (including but not limited to indirect or consequential loss), however caused (including, but not limited to, by our negligence) suffered by you in connection with these terms and conditions or your use of this website or linked websites.

If the Competition and Consumer Act 2010 (Cth) or any other legislation states that there is a guarantee in respect of goods or services supplied, and our liability for breach of that guarantee may not be excluded but may be limited, our liability for such breach is limited to, in the case of a supply of goods, replacing the goods or supplying equivalent goods or repairing the goods, or in the case of supply of services, supplying the services again or paying the cost of having the services supplied again.

Indemnification

You agree to indemnify us (and our employees, officers, managers, assistants, members and agents) for all claims, losses, penalties, fines, damages, expenses and cost of any kind (including legal fees) which arise out of or relate to your use of this website, any information that you provide to us via this website, your breach of any of these website terms and conditions, any intentional wrongdoing by you or any damage that you may cause to this website. This indemnity includes, without limitation, liability relating to copyright infringement, defamation, breaches of privacy laws, trademark infringement and breaches of the Competition and Consumer Act 2010 (Cth).

If any part of these website terms and conditions is found to be invalid or unenforceable, the invalidity or unenforceability of that part does not affect the validity or enforceability of the remainder of these website terms and conditions.

Governing Law and Jurisdiction

If a dispute arises regarding these website terms and conditions, the laws of the State of Victoria will apply. In relation to any such dispute, you agree to submit to the non-exclusive jurisdiction of the courts of the State of Victoria. If you access this website in a jurisdiction other than the State of Victoria, you are responsible for compliance with the laws of that jurisdiction, to the extent that they apply.